Mortgage & protection services in Reading, Caversham & nationally.
Whether you are buying your first home, expanding a buy-to-let portfolio, or simply want to make sure your mortgage and family are properly protected, you are in the right place. At Templar Mortgages, we offer a complete range of mortgage and protection services, all delivered by a dedicated adviser who stays with you from first conversation to completion. We explain everything in plain English, search our extensive panel of lenders, and charge transparent fees with no hidden costs.
- Extensive Lender Panel - Comprehensive market access through the Openwork network to find a mortgage suited to your needs.
- Dedicated Advisers - Easy access to your adviser from start to finish to ensure your understand every step.
- Transparent Fees – No hidden charges. You know exactly what our service costs.
You are in the right place
- We are not tied to any single bank or lender. We compare our comprehensive panel of lenders to find what is genuinely right for you, including deals you will not find by going direct to a bank and specialist intermediary only lenders.
- We are local. Based in Caversham, we specialise in Reading, Berkshire and Oxfordshire but can service nationwide. We understand local property values and which lenders work well in this market.
- We speak plain English. If we need to use a technical term, we explain it fully. Our clients tell us this is what sets us apart – they finally understand what is happening with the biggest financial commitment of their lives.
- We cover everything. From your first mortgage to later life lending, from protecting your income to writing your will, we can help directly or connect you with the right specialist within our network.
- There is no obligation. Your first consultation is completely free. Tell us your situation and we will get things started for you.
Our services
Browse our services below. Each service page covers everything you need to know, or call us and we will tell you which service is right for your situation.
Residential Mortgages
The right residential mortgage can save you thousands. We advise on all residential mortgage types – from your first purchase to remortgaging to a better deal.
- First Time Buyers
- Home Movers
- Remortgages
- Fixed Rate Ended / Rate Switch
- Self-Employed & Contractor Mortgages
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First Time Buyer Mortgages
Getting on the property ladder can feel overwhelming, but it doesn’t have to be. At Templar Mortgages, we explain everything in plain English and guide you through each step.
- We unbiasedly search the market for the most suitable mortgage for you.
- Mortgages available with as little as 5% or just £5000 down - depending on circumstances.
- Get your mortgage in principle quickly after your consultation.
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Buy to Let Mortgages
First rental property or growing portfolio? Buy-to-let mortgages work differently from residential. We know the rules and the right lenders.
- First-Time Landlords
- Portfolio Landlords
- Limited Company Buy-to-Let
- HMOs
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Specialist Mortgages
- Adverse Credit Mortgages
- Later Life Mortgages (55+)
- Retirement Interest Only
- Equity Release
- Right to Buy Mortgages
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Commercial Mortgages
- Owner-Occupied Business Premises
- Commercial Investment Property
- Semi-Commercial / Mixed-Use Properties
- Shop purchases
- Any sized commerical property
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Protection & Insurance
Your mortgage is arranged – but is your family protected? We compare the market for life cover, critical illness, income protection, accident cover, private medical insurance and more.
- Life Insurance
- Critical Illness Cover
- Income Protection Insurance
- Buildings & Contents Insurance
- Mortgage Payment Protection Insurance (MPPI)
- Private Medical Insurance
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Conveyancing Services
- Buying Conveyancing
- Selling Conveyancing
- Remortgage Conveyancing
- Transfer of Equity
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Estate Planning
- Will Writing (Single & Mirror Wills)
- Wills with Trusts for greater protection
- Lasting Powers of Attorney (Property & Financial Affairs)
- Lasting Powers of Attorney (Health & Welfare)
- Trust formation
Learn More
Not sure which service you need?
| You are... | You probably need... |
|---|---|
| Buying your first home | Residential Mortgages |
| Moving to a new property | Residential Mortgages |
| Coming off a fixed rate deal | Residential Mortgages |
| Self-employed or a contractor | Residential Mortgages |
| Buying a rental property | Buy to Let Mortgages |
| Had credit problems in the past | Specialist Mortgages |
| Aged 55+ and want to access equity | Specialist Mortgages |
| A council tenant wanting to buy your home | Specialist Mortgages |
| Buying or financing business premises | Commercial Mortgages |
| Mortgage but no life or income cover | Protection & Insurance |
| Buying or selling and need legal support | Conveyancing Services |
| A homeowner without a will | Estate Planning |
How Templar Mortgages works
Free Consultation
Search & Recommendation
Application to Completion
Why choose Templar Mortgages?
Plain English
Local and National Expertise
Unbiased Market Access
As part of the Openwork network, we search our extensive panel of lenders for the right solution for you.
Transparent Fees
FCA Regulated
Fully authorised and regulated by the Financial Conduct Authority, with qualified advisers who stay up to date with the latest market changes and regulations.
Ready to Discuss Your Needs?
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority
